Paycheck Protection Program

Dear Customers and Friends, We hope that you, your families and your staff members are remaining safe and taking all precautions to curb the spread of Covid-19 and, hopefully, shorten the timeframe until we can all return to more usual operations. We are doing all we can to assist businesses and individuals who are adversely impacted. On behalf of small business owners, have been gathering information and interpreting guidance from the SBA on the Paycheck Protection Program....

Lobby Access Limited

Dear Customers, To protect the health and safety of our staff, customers and communities during these uncertain times, we are modifying our operating procedures effective immediately and until further notice. Our banking office lobbies will only be accessible by appointment. Banking transactions are being conducted through our drive-up facilities. Our Richmond Hill office is offering curbside service. In order to manage the number of people in our lobbies at one time and minimize the...

We Continue To Monitor The Coronavirus

Dear Customers and Friends, We continue to monitor developments and recommendations from federal, state and local health officials related to COVID-19, or the coronavirus. As noted in our communication last Friday, we have strengthened our defenses in an effort to keep our staff and our customers healthy and safe. We are concerned about the adverse financial impact this outbreak is having on businesses and individuals. Many consumers are unable to work, and some are not being...

Coronavirus Update

Dear Customers and Friends: At Citizens Bank, our highest priorities are the health and safety of our customers and staff, and the well-being of the communities we serve. In response to growing concerns regarding COVID-19, the Coronavirus, we are following information and prevention recommendations from the Centers for Disease Control (CDC), Georgia Department of Public Health (DPH), and the World Health Organization (WHO). According to information provided by the CDC, the...

Christmas Holiday Hours

We will close for the Christmas holidays at noon, Tuesday, December 24th and reopen Thursday morning, December 26th. We will also be closed Wednesday, January 1st. We hope you have a very Merry Christmas and a Happy New Year!

5 Tips To Avoid A Financial Frostbite This Holiday Season

5 TIPS TO AVOID A FINANCIAL FROSTBITE THIS HOLIDAY SEASON Consumers spent more than $700 billion on holiday shopping in 2018. With this year’s holiday shopping season launching in full force, Citizens Bank is highlighting five tips to help consumers keep their holiday spending under control. “There are so many people to shop for during the holidays, and big sales can make it easy to overextend your finances in the hustle and bustle of the season,” said Butch Kirkley,...

Thanksgiving Holiday Hours

We will be closed for the Thanksgiving holidays on Thursday, November 28 and Friday November 29. We will reopen on Monday, December 2. We hope you have a happy and blessed Thanksgiving!

Seagraves Appointed to DABC Board

Congratulations to our Coastal President, Jon Seagraves, on being appointed to the Development Authority of Bryan County Board. Please click the following link for the full article: /


We have some big news for all of our Eastman branch customers! The ATM that is currently located across the street on the corner will be relocated next Wednesday to lanes 3 and 4 of our Drive-In! The ATM is not expected to be shut down at any point, so you will still have access to your money during the transition☺️ If you have any questions, please feel free to call us at (478)374-4754


Citizens Bank and Trust Company announced today that Debra Sheffield has joined the bank’s team as its Senior Operations Officer. Debra has been a local community banker for the past 27 years, serving in leadership roles for the majority of that time. “We are excited to have Debra on our team,” said Butch Kirkley, President of Citizens Bank. “Her experience, excellent reputation in the community, leadership and highly diverse banking knowledge are valuable assets, each of which...

Do You Have Our Mobile Banking App?

With all the travel that the spring and summer months bring, be sure to have all of your deposit needs right at your fingertips! Call (478)374-4754 or stop in one of 4 locations to get set up today.

Affected by the Government Shutdown? We can help. CLICK HERE to see how.

Government Shutdown Assistance- January 22, 2019 At Citizens Bank, we understand that the federal government shutdown is creating financial hardships for our customers and friends. Therefore, we’ve created an assistance program for government employees and contractors. To our customers who currently have loans with us, and who have not been paid due to the shutdown, please contact your lender to arrange a free extension of your monthly payment. To qualified federal employees or...