5 Tips To Avoid A Financial Frostbite This Holiday Season

5 TIPS TO AVOID A FINANCIAL FROSTBITE THIS HOLIDAY SEASON Consumers spent more than $700 billion on holiday shopping in 2018. With this year’s holiday shopping season launching in full force, Citizens Bank is highlighting five tips to help consumers keep their holiday spending under control. “There are so many people to shop for during the holidays, and big sales can make it easy to overextend your finances in the hustle and bustle of the season,” said Butch Kirkley,...

Thanksgiving Holiday Hours

We will be closed for the Thanksgiving holidays on Thursday, November 28 and Friday November 29. We will reopen on Monday, December 2. We hope you have a happy and blessed Thanksgiving!

Seagraves Appointed to DABC Board

Congratulations to our Coastal President, Jon Seagraves, on being appointed to the Development Authority of Bryan County Board. Please click the following link for the full article: /http://www.bryancountynews.com/news/seagraves-appointed-dabc/


We have some big news for all of our Eastman branch customers! The ATM that is currently located across the street on the corner will be relocated next Wednesday to lanes 3 and 4 of our Drive-In! The ATM is not expected to be shut down at any point, so you will still have access to your money during the transition☺️ If you have any questions, please feel free to call us at (478)374-4754


Citizens Bank and Trust Company announced today that Debra Sheffield has joined the bank’s team as its Senior Operations Officer. Debra has been a local community banker for the past 27 years, serving in leadership roles for the majority of that time. “We are excited to have Debra on our team,” said Butch Kirkley, President of Citizens Bank. “Her experience, excellent reputation in the community, leadership and highly diverse banking knowledge are valuable assets, each of which...

Do You Have Our Mobile Banking App?

With all the travel that the spring and summer months bring, be sure to have all of your deposit needs right at your fingertips! Call (478)374-4754 or stop in one of 4 locations to get set up today.

Affected by the Government Shutdown? We can help. CLICK HERE to see how.

Government Shutdown Assistance- January 22, 2019 At Citizens Bank, we understand that the federal government shutdown is creating financial hardships for our customers and friends. Therefore, we’ve created an assistance program for government employees and contractors. To our customers who currently have loans with us, and who have not been paid due to the shutdown, please contact your lender to arrange a free extension of your monthly payment. To qualified federal employees or...

Fraud Alert!

We were just made aware of some of our customers receiving phone calls from someone claiming to be from Citizens Bank. We do NOT have a Citizens Bank and Trust Fraud Department. Do NOT give out any personal or debit/credit card information. We have all of this information on file and will never ask you for your full Social Security number over the phone. If you receive this phone call, please hang up call us at (478) 374-4754 or come in and see us.

We Are Expanding to Richmond Hill!

Additional Media Information: Taylor Windley 478.220.6133 | Taylor.Windley@CitizensGA.com Paige Glazer | 912.756.7801 | Paige@RHReflectionsLIVE.com Citizens Bank and Trust to Open Branch in Richmond Hill Eastman, Georgia, Citizens Bank and Trust announced today that the bank has filed an application for regulatory approval to open a banking office in Richmond Hill, Georgia. The bank is raising additional capital from local investors in central and coastal Georgia to support...

Beneficial Ownership of Business Customers

Dear Customer: On May 11, 2018, the federal government is implementing new regulations in its fight against money laundering and terrorist financing that require financial institutions to gather beneficial ownership information on business customers. In other words, banks must identify the natural persons behind a legal entity. What do the new rules mean for you? EACH time an account is opened or new services added for a business, we will be required to ask you for identifying...

Staying Safe from Tax Scams

Citizens Bank and Cochran Bank believe it’s important for you to stay informed and educated about possible scam and fraud techniques being used by criminals. The link below will lead you to an article to give you some insight into tax scams during this tax season. Staying Safe from Tax Scams

Pretext Calling

**Pretext Calling Alert: Citizens Bank and Cochran Bank do not make a practice of soliciting information from its customers via random phone calls without a legitimate business need. If you receive a call from someone claiming to be from Citizens Bank or Cochran Bank and you are suspicious of their motives, please hang up and call the bank directly at 478-374-4754 or 478-934-4400.**