CITIZENS BANK AND TRUST REBRANDS AS GREAT OAKS BANK AND ANNOUNCES FURTHER EXPANSION IN COASTAL GEORGIA

FOR IMMEDIATE RELEASE: June 30, 2020 Contact: Mike Odom, Chief Executive Officer Phone: 912-663-9706 Email: modom@greatoaks.bank CITIZENS BANK AND TRUST REBRANDS AS GREAT OAKS BANK AND ANNOUNCES FURTHER EXPANSION IN COASTAL GEORGIA New Name Reflects The Strength, Endurance And Majesty Of The Great Oak Tree (EASTMAN, GEORGIA)—Citizens Bank and Trust today announced the rebranding of the bank headquartered in Eastman, Georgia,...



Scheduled Maintenance

We will be conducting routine maintenance to our systems on Saturday, June 6, beginning at 10:30 am. During the day, you might notice intermittent unavailability of our ATMs, online banking, and telephone banking. We will complete this maintenance as quickly as possible and hope that the impact for our customers will be minimal. Thank you for your patience as we strive to provide you with the best banking experience possible.



Changes to Our Funds Availability Policy

Due to changes in Federal Regulations, our Funds Availability Policy is changing effective July 1, 2020. Our policy is to make funds from your cash and check deposits available to you on the first business day after the day we receive your deposit. We are increasing the amount we make available for withdrawal by checks not subject to next day availability from $200 to $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts and the amount for...



WE ARE OPEN FOR BUSINESS!

Our lobby is now open for teller services! Please observe the floor markings to maintain a 6’ distance. Mouth and nose masks are welcome. Full face coverings are not allowed.



Update on SBA Loans

Friday, April 17, 2020 Dear Customers and Friends, After another week of disciplined adherence to the shelter in place practices, it appears that our efforts are working to stem the spread of COVID-19 in our communities and that, hopefully, we can return to usual operations soon. Our banking team has gone above and beyond to take care of your banking needs, especially the needs of small businesses through the SBA Paycheck Protection Program. Please call us if we can be of assistance...



Funding of SBA Loans

Dear Customers and Friends, Although we continue shelter-in-place and social distancing practices to curb the spread of the Coronavirus, our team is hard at work serving the needs of our communities and customers. We appreciate your patience and support as we communicate and deliver banking services in new and creative ways. We are saddened by the illness and loss of so many to this invisible enemy. We are also concerned about the adverse economic impact this pandemic is causing for...



Our Lobbies Are Closed Until Further Notice

Dear Customers, To protect the health and safety of our staff, customers and communities during these uncertain times, we are modifying our operating procedures until further notice. Effective immediately, our lobbies are closed. Banking transactions are being conducted through our drive-up facilities in our Eastman, Cochran and Rhine offices. Our Richmond Hill office is providing curbside service when needed. Please contact your banker to coordinate loan transactions, most of which...



Paycheck Protection Program

Dear Customers and Friends, We hope that you, your families and your staff members are remaining safe and taking all precautions to curb the spread of Covid-19 and, hopefully, shorten the timeframe until we can all return to more usual operations. We are doing all we can to assist businesses and individuals who are adversely impacted. On behalf of small business owners, have been gathering information and interpreting guidance from the SBA on the Paycheck Protection Program....



Lobby Access Limited

Dear Customers, To protect the health and safety of our staff, customers and communities during these uncertain times, we are modifying our operating procedures effective immediately and until further notice. Our banking office lobbies will only be accessible by appointment. Banking transactions are being conducted through our drive-up facilities. Our Richmond Hill office is offering curbside service. In order to manage the number of people in our lobbies at one time and minimize the...



We Continue To Monitor The Coronavirus

Dear Customers and Friends, We continue to monitor developments and recommendations from federal, state and local health officials related to COVID-19, or the coronavirus. As noted in our communication last Friday, we have strengthened our defenses in an effort to keep our staff and our customers healthy and safe. We are concerned about the adverse financial impact this outbreak is having on businesses and individuals. Many consumers are unable to work, and some are not being...



Coronavirus Update

Dear Customers and Friends: At Citizens Bank, our highest priorities are the health and safety of our customers and staff, and the well-being of the communities we serve. In response to growing concerns regarding COVID-19, the Coronavirus, we are following information and prevention recommendations from the Centers for Disease Control (CDC), Georgia Department of Public Health (DPH), and the World Health Organization (WHO). According to information provided by the CDC, the...



Christmas Holiday Hours

We will close for the Christmas holidays at noon, Tuesday, December 24th and reopen Thursday morning, December 26th. We will also be closed Wednesday, January 1st. We hope you have a very Merry Christmas and a Happy New Year!