Personal Savings

We care about your financial well-being and offer many products that will allow you to save for your future. Open one of our savings products and watch your money and future grow!

Features available with all savings accounts:

  • Direct Deposit
  • Interest Compounding
  • Transfer funds between accounts or between banks
  • Telephone banking
  • Electronic statements
  • ​Online Banking

Take a look at the great savings accounts below. It's easy to compare to see which solution is right for your life.

  • Minimum deposit to open: $50.00
  • Minimum daily balance of $100.00 required to avoid service charge
  • Monthly fee of $3.00 if daily balance falls below $100.00
  • 6 withdrawals allowed without penalty each month
  • Per debit fee of $2.00 if debits exceed 6 during the month
  • Minimum deposit to open: $1,000.00
  • Minimum daily balance of $1,000.00 required to avoid service charge
  • Monthly fee of $10.00 if daily balance falls below $1,000.00
  • Interest bearing account
  • Minimum daily balance of $1,000.00 to obtain the annual percentage yield
  • Minimum deposit to open: $1,000.00
  • Variable terms from 90 days to 60 months
  • Rates vary based on term
  • Deposit your earned interest back into the CD, have it deposited into any Great Oaks Bank account, or paid by check
  • Minimum deposit to open: $1,000.00
  • Variable terms from 90 days to 60 months
  • Rates vary based on term

A Health Savings Account (HSA) is designed for individuals with a high-deductible health plan (HDHP). Funds contributed to a HSA may earn interest and help you save on *taxes. Contributions roll over year after year, so you can access funds whenever you need them to pay for *qualifying medical expenses like prescriptions, co-pays, dental care, eye care, and more. Click here to learn more about Health Savings.