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Personal Checking

Your checking account is likely the one you will use most, so we have put a great deal of thought into building account options that you will appreciate. You will enjoy the technology and convenience that you’d expect from a modern bank, combined with a personal relationship that makes banking more than a transaction.

Anywhere Banking Tools available with all checking accounts:
  • Debit card
  • Unlimited Great Oaks Bank ATM usage
  • Transfers between Great Oaks Bank accounts
  • Direct Deposit
  • Telephone banking
  • e-statements
  • ​Online Banking with Bill Pay
  • Mobile Banking

Take a look at the great checking accounts below. It is easy to compare to see which solution is right for your life.

Benefits you will use.

  • Anywhere Banking Tools
  • Shop locally, save locally with BaZing coupons
  • Cell phone protection1,2
  • ID theft aid1,2
  • Roadside assistance
  • $10,000 travel accidental death coverage2
  • Pharmacy, vision and hearing savings

Monthly fee of $8 per month with a paper statement.
Monthly fee of $6 per month with an e-statement.
Reduce the monthly fee by $.10 per qualified debit card transaction.3

  1. Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
  2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
  3. Transactions must post within the statement cycle to qualify. ATM transactions do not qualify. Credit will not exceed the monthly fee.

We reward your relationship.

  • Anywhere Banking Tools
  • Shop locally, save locally with BaZing coupons
  • Cell phone protection1,2
  • ID theft aid1,2
  • Roadside assistance
  • $10,000 travel accidental death coverage2
  • Pharmacy, vision and hearing savings
  • Great interest on your checking balance

Monthly fee of $8 per month with a paper statement.
Monthly fee of $6 per month with an e-statement.
Maintain a $1,500 minimum balance in the account each day, and we will waive the monthly fee.

  1. Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.
  2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

Just the basics.

  • Anywhere Banking Tools

Monthly fee of $7 per month with a paper statement.
Monthly fee of $5 per month with an e-statement.
Maintain a $100 minimum balance in the account each day, and we will waive the monthly fee.

To learn more, drop by one of our convenient locations or click here to have a customer service representative contact you.

Want to speed up the process? Click here to access a digital account application form that can be completed online. Once submitted, a Customer Service Representative will contact you.