Privacy Policy

This notice is provided by Great Oaks Bank

What does Great Oaks Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal laws give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Payment history and transaction history
Transaction or loss history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons GREAT OAKS BANK chooses to share; and whether you can limit this sharing.

The personal information that Great Oaks Bank can share and the reason:

-This sharing cannot be limited-

For our everyday business purposes— such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint marketing with other financial companies

Personal information Great Oaks Bank does NOT share

For our affiliates’ everyday business purposes— information about your transactions, experiences, and creditworthiness
For our affiliates’ to market you
For our nonaffiliates’ to market you

Questions?

Call (478) 374 – 4754 or go to www.greatoaks.bank

How does Great Oaks Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Great Oaks Bank collect my personal information?

We collect your personal information, for example, when you

Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Great Oaks Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Great Oaks Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partner(s) include financial service providers such as insurance companies.