By John Hodges, Richmond Hill Market Executive, Great Oaks Bank
As a business owner, where you choose to bank matters. I’ve spent the entirety of my nearly 20-year career in banking working for community banks and I’ve seen firsthand how partnering with community banks can make a meaningful difference not just for your business, but for the entire community. We support the businesses in our communities, and we support our neighbors who are providing the goods and services that we all count on every day.
Local Decisions. Faster Answers.
One of the biggest advantages of working with Great Oaks Bank is simple… Decisions are made right here at home.
At Great Oaks Bank, when your business has a borrowing need, your loan isn’t sent to an out-of-state credit center where there are underwriters and decision makers that in all likelihood have never visited your town or have any understanding of your market. Instead, your application is reviewed by your lender and others who live and work in the same communities you do. We understand our local economies and the challenges that are unique to businesses in our area.
What does that mean for you?
Faster decision-making
Direct access to your lender
Lending customized for your needs, not one-size-fits-all products
When you have questions, you can call someone who knows you and your business, not a call center.
Relationship-Based Banking
Your success and ours are built on relationships, not transactions.
We take the time to learn your goals, your growth plans, and your challenges. Whether you’re expanding, purchasing equipment, managing cash flow, or navigating seasonal cash flow cycles, we structure financing and treasury solutions around your specific needs.
Your success becomes personal to us because we’re here in the community. We see you at the grocery store, community events, and at small business ribbon cuttings. We’re invested in more than your balance sheet; we’re invested in your long-term success.
Real Community Impact
When you bank locally, your money stays local.
Community banks reinvest deposits into the communities we serve through small business loans, commercial real estate financing, and community development initiatives. The loans we make help create jobs, support entrepreneurs & their families, and strengthen the local economy.
In addition, local banks actively support the communities they serve through volunteer efforts, sponsorships, nonprofit partnerships, and civic involvement. We serve on local boards, support local charities, and give back right here at home.
When your business banks locally, you are helping fuel a cycle of growth and reinvestment in the place that you call home.
Agility in Changing Markets
Business conditions can change quickly, we’re here to respond just as quickly.
Because decision makers are nearby, we can adapt to new opportunities or challenges without layers of bureaucracy. If your business needs to move quickly on a property purchase, equipment acquisition, or line of credit adjustment, local processing and underwriting can provide the speed and flexibility you need.
A True Financial Partner
Choosing a local bank means choosing a partner who understands your market, values your contribution to the community, and is committed to helping your business grow responsibly.
At Great Oaks Bank, we believe business banking should be personal, responsive, and rooted in the community we all share.
If you are considering financing or evaluating your current banking relationship, I encourage you to explore the difference a local bank can make. Your business and your community will be stronger for it.