Changes to Our Funds Availability Policy

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Due to changes in Federal Regulations, our Funds Availability Policy is changing effective July 1, 2020. Our policy is to make funds from your cash and check deposits available to you on the first business day after the day we receive your deposit. We are increasing the amount we make available for withdrawal by checks not subject to next day availability from $200 to $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts and the amount for determining a repeat overdraft, increases from $5,000 to $5,525. For more information on our Funds Availability Policy, please contact us at 478-374-4754.