Management Team

With hundreds of years of combined experience, our team is knowledgeable and ready to serve you!


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Rhea, Sarah Sarah Rhea
VP, Loan Administration Manager
NMLSR ID# 1343207
O: (912) 445-6880
srhea@greatoaks.bank
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Rozier, Melissa Melissa Rozier
Office Manager
42 Town Centre Drive
Richmond Hill, 31324
NMLSR ID# 1224430
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O: (912) 445-6863
mrozier@greatoaks.bank
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Sheffield, Debra Debra Sheffield
VP, Retail Banking Manager
5101 5th Avenue
Eastman, GA 31023
NMLSR ID# 740750
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O: (478) 220-3102
dsheffield@greatoaks.bank
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